The Facts on Flooding

Why Everyone Should Be Prepared

(taken from Houston REALTOR® HAR.com, April 2010)

It may be a relief for many new homeowners to learn their homes are not located in a mapped floodplain – especially when lenders don’t require them to have flood insurance.  Many may think, “Great!  I must not be at risk for flooding.”  However that kind of thinking could be a costly mistake.  About 70 percent of the 2,300 homes that flooded in west Harris County last April were not in a mapped floodplain, and 65 percent of the area that flooded during Tropical Storm Allison in 2001 was not in mapped floodplain.  While Flood Insurance Rate Maps, also called “floodplain maps”, are good indicators of certain flooding risks, they do not show all flooding risks for our area, which receives about 4 feet of rain every year.

Flood Insurance

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